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UpgradeUSA is a Fintech company that makes the world's greatest technology more affordable for small businesses, schools, and non-profits. For a small business, every dollar maters. Capital expenses like computer hardware are critical to run a business can lead to cash-flow crunches, put paying over time has not generally an option for them - until now. UpgradeUSA is leveraging technology and well-tested underwriting experience to meet the technology hardware needs of a large, under-served market. In finance-speak: we are a micro-ticket technology leasing company serving the needs of small businesses that have little to no credit history. Customers are given a generous early buyout option to own the equipment outright. Our LTV metrics and portfolio performance are outstanding. We complement the many emerging online business lenders and are part of the online finance and lending landscape.

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